Mortgage-Modification-Answers Home ›
Upside Down Mortgage Loan Modification Info ›
Hardship Loan Modification Companies ›
Hardship Loan Modification Qualification

Hardship Loan Modification
Do You Qualify?

by Upside Down Mortgage Loan Modification Expert - Dan North

Hardship Loan Modification does not need to be a long drawn out process. With the recent legislation negotiators now have enforcement lines to accelerate the Mortgage Loan Modification Process.

Lenders are now required to respond within 10 days to all correctly formatted written requests for mortgage loan modifications.

All fully completed Hardship Loan Modification submission packages (this means a submission package that has all lender required documents and forms correctly filled out and submitted as well as all HAMP required documents and forms correctly filled out and submitted) that are fully eligible for the Making Home Affordable Modification Program must be approved by the lender within 30 days of receipt of the complete package.

Fannie Mae and Freddie Mac Guidelines are mandatory and enforceable on lenders through Freddie Mac which is the enforcement arm of the US Treasury for all the Government Making Home Affordable Programs.

FHA and VA Loans now have mandatory Government Hardship Loan Modification Programs in place and negotiators have been provided a direct line with Freddie Mac and VA to accelerate mortgage loan modifications.

FasTrac Hardship Loan Modification Is Easy:

No credit qualification
Can Be delinquent on mortgage payments
Adjustable rate conversion to long term fixed
Modify interest rates as low as 2% per Making Home Affordable Guidelines
Notice of Default OK
Foreclosure Sale Date OK
Special Hardship Loan Modification Programs available for:
If you are not eligible for the Government Making Home Affordable Modification Program
Negative Amortizing Loans
Upside Down Mortgages

FasTrac Hardship Loan Modifications With Most Lenders In As Little As 30 Days

Completely fill out the FasTrac Hardship Loan Modification Pre-Qualification Form to see if you qualify.

All information is required. If a field does not apply leave blank.

FasTrac Hardship Loan Modification
Pre-Qualification Form

Please note that all fields followed by an asterisk must be filled in.

Primary Borrower First Name:*

Middle Name:*

Last Name:*

Last Four Digits of Social Security Number:*

Phone:*

Cell Phone:*

Fax:*

Email:*

Co-Borrower First Name:*

Middle Name:*

Last Name:*

Last Four Digits of Social Security Number:*

Phone:*

Cell Phone:*

Fax:*

Email:*

Street Address*

City*

State/Prov*

Zip/Postal Code*

Original Purchase Price:*

Date of Original Purchase:*

Current Home Market Value:*

Market Value Source:*

Property Type:*

Year Home Was Built:*

Residence Status:*

1st Mortgage Lender*

Servicer (other not listed):

Lender Contact Name:*

Lender Contact Number:*

1st Mortgage Loan Number:*

Loan Type:*

	Fixed Rate
	Variable Rate
	Option Arm
	Neg Amortizing
	Amortizing
	Interest Only
	Reverse

1st Mortgage Original Loan Amount:*

1st Mortgage Original Interest Rate:*

1st Mortgage Term in Months:*

1st Mortgage Current Loan Balance:*

1st Mortgage Current Interest Rate:*

1st Mortgage Monthly PITI Payment (Principle, Interest, Property Taxes, Insurance):*

Property Location:*

1st Mortgage Served Default Notice:*

	YES
	NO

1st Mortgage Date of Default Notice:*

1st Mortgage Served Foreclosure Sale Date:*

	YES
	NO

1st Mortgage Date of Foreclosure Sale:*

1st Mortgage Date of Last Payment:*

2nd Mortgage Lender:*

Servicer (other not listed):

Lender Contact Name:*

Lender Contact Number:*

2nd Mortgage Loan Number:*

Type of Loan:*

	Fixed Rate
	Variable Rate
	Option Arm
	Neg Amortizing
	Amortizing
	Interest Only
	Reverse

2nd Mortgage Original Loan Amount:*

2nd Mortgage Original Interest Rate:*

2nd Mortgage Term in Months:*

2nd Mortgage Current Balance:*

2nd Mortgage Current Interest Rate:*

2nd Mortgage Total Monthly Payment:*

2nd Mortgage Served Default Notice:*

	YES
	NO

2nd Mortgage Date of Default Notice:*

2nd Mortgage Served Foreclosure Sale Date:*

	YES
	NO

2nd Mortgage Date of Foreclosure Sale:*

Date of Last Payment on 2nd Mortgage:*

Primary Borrower Gross Monthly Income:*

Primary Borrower Commission Income:*

Primary Borrower Overtime Income:*

Primary Borrower Bonus Income:*

Primary Borrower Tips / Undocumented Income:*

Primary Borrower Earned Interest / Notes Income:*

Primary Borrower Rental Income (Rooms on Property):*

Primary Borrower Social Security Income:*

Primary Borrower Pension / Retirement Income:*

Primary Borrower Disability Income:*

Primary Borrower Child Support / Alimony Income:*

Primary Borrower Unemployment Income:*

Primary Borrower Rental Property Income:*

Primary Borrower Other Income 1:*

Primary Borrower Other Income 2:*

Co-Borrower Gross Monthly Income:*

Co-Borrower Commission Income:*

Co-Borrower Overtime Income:*

Co-Borrower Bonus Income:*

Co-Borrower Tips / Undocumented Income:*

Co-Borrower Earned Interest / Notes Income:*

Co-Borrower Rental Income (Rooms on Property):*

Co-Borrower Social Security Income:*

Co-Borrower Pension / Retirement Income:*

Co-Borrower Disability Income:*

Co-Borrower Child Support / Alimony Income:*

Co-Borrower Unemployment Income:*

Co-Borrower Rental Property Income:*

Co-Borrower Other Income 1:*

Co-Borrower Other Income 2:*

Primary Borrower Employer:*

Primary Borrower Employment Status:*

Primary Borrower Months at Job:*

Co-Borrower Employer:*

Co-Borrower Employment Status:*

Co-Borrower Months at Job:*

Annual Property Taxes:*

Annual Home Owners Insurance:*

Monthly H.O.A. Fees:*

Monthly Mortgage Insurance Premiums (FHA / PMI):*

Total Other Mortgages Monthly Payment:*

Total Monthly Credit Cards / Unsecured Loans Payment:*

Total Monthly Car Loans Payment:*

Monthly Child Support / Alimony Payment:*

Monthly Auto Insurance Payment:*

Monthly Medical / Doctor / Pharmaceutical Expenses:*

Monthly Health / Dental Insurance Payment:*

Monthly Life Insurance Payment:*

Monthly Cell Phone Expense:*

Monthly Student Loan Payments:*

Total Monthly Other Loan Payments:*

Monthly Tuition Expense:*

Monthly Internet Expense:*

Monthly Other Phone Expense:*

Monthly Gas / Heating Bill:*

Monthly Electric Bill:*

Monthly Trash / Sewer Bill:*

Monthly Food Expense:*

Monthly Water Bill:*

Monthly Transportation / Fuel / Maintenance / Repair / Parking Expense:*

Monthly Cable/Satellite TV:*

Monthly Clothing Expense:*

Monthly Child Care Expense:*

Total Other Monthly Expenses:*

Other Real Estate Property Address:*

Type of Property:*

Balance Owed:*

Amount of Leins:*

Monthly Gross Rental Income:*

Monthly Total Mortgage Payments:*

Monthly Property Insurance / Taxes / Misc Expenses:*

Primary Borrower Checking Balance:*

Primary Borrower Savings Balance:*

Primary Borrower Money Market Acct Balance:*

Primary Borrower IRA / 401K / KEOGH Balance:*

Primary Borrower Cash Value of Life Insurance:*

Primary Borrower Other Liquid Assets:*

Co-Borrower Checking Balance:*

Co-Borrower Savings Balance:*

Co-Borrower Money Market Acct Balance:*

Co-Borrower IRA / 401K / KEOGH Balance:*

Co-Borrower Cash Value of Life Insurance:*

Co-Borrower Other Liquid Assets:*

Primary Residence 1st Lien Ammount:*

Primary Residence 2nd Lien Amount:*

Total Other Property Value:*

Automobile 1 Value:*

Automobile 2 Value:*

Other Asset 1 Value:*

Other Asset 2 Value:*

Other Asset 3 Value:*

Other Asset 4 Value:*

Check All Hardships That Apply:*

	Accident
	Auto Repairs
	Job Relocation
	Housing Repairs
	Incarceration
	IRS Taxes
	State Taxes
	Reduced Income
	Divorce
	Failed Business
	Military
	Marital Separation
	Over Extended Credit
	Rate Adjustment
	Unemployment
	Depreciating Assets
	Death
	Unexpected Expense
	Natural / Man Made Disaster

Explain Hardship:*

Please enter the word that you see below.

blog comments powered by Disqus

Return to Top of Page

Return to Apply for No-Upfront Fee Hardship Loan Modification from Hardship Loan Modification Do You Qualify?

Return to Mortgage-Loan-Modification-Answers Home page from Hardship Loan Modification Do You Qualify?

Apply for California No-Upfront Fee Hardship Mortgage Modification
Find out for yourself. Apply for no-upfront fee hardship loan modification even if you do not qualify for the Government Making Home Affordable Modification Program. You may qualify for a No-Upfront Fee Hardship Loan Modification. (Currently available in California)

The Mortgage Loan Modification Blog
The Mortgage Loan Modification Blog - Find out what's new at Mortgage Loan Modification Answers, stay up to date with the latest developments in Residential and Commercial Mortgage Loan Modification and Government Mortgage Assistance.

Mortgage Loan Modification Myths Exposed
There are many Mortgage Loan Modification myths floating around. Get the facts. More homeowners qualify for a loan modification than lenders are letting on. Are you one of them?

How To Save My House From Foreclosure - 3 Ways To Stop A Foreclosure Sale You can save the house from foreclosure. Here are 3 ways to stop a foreclosure sale that provide leverage to force lender to modify your mortgage. Learn how to use a Qualified Written Request to get what you want.

What Is Mortgage Modification?
Find out what Mortgage Modification is, what it can do, how it can benefit you, what happens when it does not and what to do, plus how to do Mortgage Loan Modification from a position of power. There is Hope for Homeowners. Something can be done about it!

How Does Mortgage Loan Modification Work? Part 1
Mortgage Loan Modification is simple, but you need to understand what it is and how it works so you are in better control of the outcome. How do you know if your lender is pulling the wool over your eyes?

How Does Mortgage Loan Modification Work? Part 2
In Part 2 we go into examples of How Does Mortgage Loan Modification Work? Covering what your lender looks at before modifying your mortgage loan and what your lender requires.

Ask General Loan Modification Questions - Get Answers
Get answers to your own Mortgage Loan Modification questions. See what other visitors have asked and their answers. What do you want to know or need help with? Got a situation you need help with? Just Ask.

Bank of America Loan Modification Problems, Questions And Answers - Get Answers Get answers to your own Bank of America Mortgage Loan Modification problems and questions or just see what other visitors have asked and their answers.

Ask Wells Fargo Mortgage Loan Modification Questions - Get Answers Get answers to your own Wells Fargo Mortgage Loan Modification problems and questions, tell us your Wells Fargo horror story or just see what other visitors have asked and their answers. What do you want to know or need help with? Got a situation you need help with? Just Ask.

Ask Your Chase Loan Modification Questions Or Tell Us About Your Chase Mortgage Modification Experience Go ahead tell us your story about Chase Loan Modification experiences or ask your own questions. Feel free to read others Chase stories, questions and the answers

DIY Loan Modification Kit
Are you looking for a DIY Loan Modification Kit that will walk you through the entire process of modifying you loan? Then read on.

What Is Home Loss Mitigation?
Get answers to Loss Mitigation questions - what is loss mitigation, what is the loan loss mitigation process and how you can benefit from the process.

New! Comments

Have your say about what you just read! Leave me a comment in the box below.

Loan Modification Home | Loan Modification Blog | Mortgage Loan Modification Info | Loss Mitigation
Save My House | Mortgage Foreclosure Questions | DIY Loan Modification | Loan Modification Q&A
Bank of America Problems Q&A | Chase Problems Q&A | Wells Fargo Problems Q&A
California Loan Modification Company

Home And Commercial Modification Help Nation Wide
Offices Locations: Missoula Montana - MT and Los Angeles California - LA CA

© Copyright 2009-2012 Mortgage-Modification-Answers.com
All Worldwide Rights Reserved

SBI!

Hardship Loan Modification:

DIY Loan Modification Kit

Don't know where to start but want to modify your loan yourself? Don't blow your chance. Get the help you need to do it yourself the right way. Submit and negotiate like a PRO - now with insider advice on how to negotiate a better modification

=========================

Stop Foreclosure Period!

Facing foreclosure? No worries, make it stop now! If you don't know your rights you can't know your options! Armed with the proper information you can fight back and put lenders on the run or stop collectors dead in their tracks with a nearly 100% success rate. Want to see how?

=========================

Should You Stop Paying Your Mortgage?

What happens if you stop paying your mortgage? The Strategic Mortgage Default System is here to Help with everything you need to know BEFORE You stop Paying Your Mortgage

=========================

How To File A Notary Complaint To Stop or Slow Foreclosure!

Do not let the bank steal your home - Learn How to Expose Notary Fraud and Robo-Signers on Your Home

ADDITIONAL 40% OFF COMBO 3 PACK PRICE
The Notary Complaint Guide
Quiet Title Guide
Securitization Guide

Save additional 40% on COMBO 3 PACK price through the buy button bellow!

=========================

Chapter 7 Bankruptcy Means Test Strategy

Proven Bankruptcy Strategies and the How-To on Claiming Maximum Benefits under Chapter 7 and Chapter 13

=========================

Need To Repair Your Credit?

The Attorney's Guide To Credit Repair

If you can spare 10 minutes a month, you can dramatically improve your credit

OR

Easy To Use Credit Repair Software

with audio and video training. Automate the credit repair process to remove negative items even after loan modification, foreclosure, bankruptcy and late or missed payments.

=========================