[?] Subscribe To This Site

Hardship Loan Modification
Do You Qualify?

by Loan Modification Expert - Dan North

Hardship Loan Modification does not need to be a long drawn out process. With the recent legislation negotiators now have enforcement lines to accelerate the Mortgage Loan Modification Process.

Lenders are now required to respond within 10 days to all correctly formatted written requests for mortgage loan modifications.

All fully completed Hardship Loan Modification submission packages (this means a submission package that has all lender required documents and forms correctly filled out and submitted as well as all HAMP required documents and forms correctly filled out and submitted) that are fully eligible for the Making Home Affordable Modification Program must be approved by the lender within 30 days of receipt of the complete package.

Fannie Mae and Freddie Mac Guidelines are mandatory and enforceable on lenders through Freddie Mac which is the enforcement arm of the US Treasury for all the Government Making Home Affordable Programs.

FHA and VA Loans now have mandatory Government Hardship Loan Modification Programs in place and negotiators have been provided a direct line with Freddie Mac and VA to accelerate mortgage loan modifications.

FasTrac Hardship Loan Modification Is Easy:

No credit qualification
Can Be delinquent on mortgage payments
Adjustable rate conversion to long term fixed
Modify interest rates as low as 2% per Making Home Affordable Guidelines
Notice of Default OK
Foreclosure Sale Date OK
Special Hardship Loan Modification Programs available for:
If you are not eligible for the Government Making Home Affordable Modification Program
Negative Amortizing Loans
Upside Down Mortgages

FasTrac Hardship Loan Modifications With Most Lenders In As Little As 30 Days

Completely fill out the FasTrac Hardship Loan Modification Pre-Qualification Form to see if you qualify.

All information is required. If a field does not apply leave blank.

FasTrac Hardship Loan Modification
Pre-Qualification Form

Please note that all fields followed by an asterisk must be filled in.

Primary Borrower First Name:*
Primary Borrower First Name:*

Middle Name:*
Middle Name:*

Last Name:*
Last Name:*

Last Four Digits of Social Security Number:*
Last Four Digits of Social Security Number:*

Phone:*
Phone:*

Cell Phone:*
Cell Phone:*

Fax:*
Fax:*

Email:*
Email:*

Co-Borrower First Name:*
Co-Borrower First Name:*

Middle Name:*
Middle Name:*

Last Name:*
Last Name:*

Last Four Digits of Social Security Number:*
Last Four Digits of Social Security Number:*

Phone:*
Phone:*

Cell Phone:*
Cell Phone:*

Fax:*
Fax:*

Email:*
Email:*

Street Address*
Street Address*

City*
City*

State/Prov*
State/Prov*

Zip/Postal Code*
Zip/Postal Code*

Original Purchase Price:*
Original Purchase Price:*

Date of Original Purchase:*
Date of Original Purchase:*

Current Home Market Value:*
Current Home Market Value:*

Market Value Source:*
Market Value Source:*

Property Type:*
Property Type:*

Year Home Was Built:*
Year Home Was Built:*

Residence Status:*
Residence Status:*

1st Mortgage Lender*
1st Mortgage Lender*

Servicer (other not listed):*
Servicer (other not listed):*

Lender Contact Name:*
Lender Contact Name:*

Lender Contact Number:*
Lender Contact Number:*

1st Mortgage Loan Number:*
1st Mortgage Loan Number:*

Loan Type:*
Loan Type:*

	Fixed Rate
	Variable Rate
	Option Arm
	Neg Amortizing
	Amortizing
	Interest Only
	Reverse

1st Mortgage Original Loan Amount:*
1st Mortgage Original Loan Amount:*

1st Mortgage Original Interest Rate:*
1st Mortgage Original Interest Rate:*

1st Mortgage Term in Months:*
1st Mortgage Term in Months:*

1st Mortgage Current Loan Balance:*
1st Mortgage Current Loan Balance:*

1st Mortgage Current Interest Rate:*
1st Mortgage Current Interest Rate:*

1st Mortgage Monthly PITI Payment (Principle, Interest, Property Taxes, Insurance):*
1st Mortgage Monthly PITI Payment (Principle, Interest, Property Taxes, Insurance):*

Property Location:*
Property Location:*

1st Mortgage Served Default Notice:*
1st Mortgage Served Default Notice:*

	YES
	NO

1st Mortgage Date of Default Notice:*
1st Mortgage Date of Default Notice:*

1st Mortgage Served Foreclosure Sale Date:*
1st Mortgage Served Foreclosure Sale Date:*

	YES
	NO

1st Mortgage Date of Foreclosure Sale:*
1st Mortgage Date of Foreclosure Sale:*

1st Mortgage Date of Last Payment:*
1st Mortgage Date of Last Payment:*

2nd Mortgage Lender:*
2nd Mortgage Lender:*

Servicer (other not listed):*
Servicer (other not listed):*

Lender Contact Name:*
Lender Contact Name:*

Lender Contact Number:*
Lender Contact Number:*

2nd Mortgage Loan Number:*
2nd Mortgage Loan Number:*

Type of Loan:*
Type of Loan:*

	Fixed Rate
	Variable Rate
	Option Arm
	Neg Amortizing
	Amortizing
	Interest Only
	Reverse

2nd Mortgage Original Loan Amount:*
2nd Mortgage Original Loan Amount:*

2nd Mortgage Original Interest Rate:*
2nd Mortgage Original Interest Rate:*

2nd Mortgage Term in Months:*
2nd Mortgage Term in Months:*

2nd Mortgage Current Balance:*
2nd Mortgage Current Balance:*

2nd Mortgage Current Interest Rate:*
2nd Mortgage Current Interest Rate:*

2nd Mortgage Total Monthly Payment:*
2nd Mortgage Total Monthly Payment:*

2nd Mortgage Served Default Notice:*
2nd Mortgage Served Default Notice:*

	YES
	NO

2nd Mortgage Date of Default Notice:*
2nd Mortgage Date of Default Notice:*

2nd Mortgage Served Foreclosure Sale Date:*
2nd Mortgage Served Foreclosure Sale Date:*

	YES
	NO

2nd Mortgage Date of Foreclosure Sale:*
2nd Mortgage Date of Foreclosure Sale:*

Date of Last Payment on 2nd Mortgage:*
Date of Last Payment on 2nd Mortgage:*

Primary Borrower Gross Monthly Income:*
Primary Borrower Gross Monthly Income:*

Primary Borrower Commission Income:*
Primary Borrower Commission Income:*

Primary Borrower Overtime Income:*
Primary Borrower Overtime Income:*

Primary Borrower Bonus Income:*
Primary Borrower Bonus Income:*

Primary Borrower Tips / Undocumented Income:*
Primary Borrower Tips / Undocumented Income:*

Primary Borrower Earned Interest / Notes Income:*
Primary Borrower Earned Interest / Notes Income:*

Primary Borrower Rental Income (Rooms on Property):*
Primary Borrower Rental Income (Rooms on Property):*

Primary Borrower Social Security Income:*
Primary Borrower Social Security Income:*

Primary Borrower Pension / Retirement Income:*
Primary Borrower Pension / Retirement Income:*

Primary Borrower Disability Income:*
Primary Borrower Disability Income:*

Primary Borrower Child Support / Alimony Income:*
Primary Borrower Child Support / Alimony Income:*

Primary Borrower Unemployment Income:*
Primary Borrower Unemployment Income:*

Primary Borrower Rental Property Income:*
Primary Borrower Rental Property Income:*

Primary Borrower Other Income 1:*
Primary Borrower Other Income 1:*

Primary Borrower Other Income 2:*
Primary Borrower Other Income 2:*

Co-Borrower Gross Monthly Income:*
Co-Borrower Gross Monthly Income:*

Co-Borrower Commission Income:*
Co-Borrower Commission Income:*

Co-Borrower Overtime Income:*
Co-Borrower Overtime Income:*

Co-Borrower Bonus Income:*
Co-Borrower Bonus Income:*

Co-Borrower Tips / Undocumented Income:*
Co-Borrower Tips / Undocumented Income:*

Co-Borrower Earned Interest / Notes Income:*
Co-Borrower Earned Interest / Notes Income:*

Co-Borrower Rental Income (Rooms on Property):*
Co-Borrower Rental Income (Rooms on Property):*

Co-Borrower Social Security Income:*
Co-Borrower Social Security Income:*

Co-Borrower Pension / Retirement Income:*
Co-Borrower Pension / Retirement Income:*

Co-Borrower Disability Income:*
Co-Borrower Disability Income:*

Co-Borrower Child Support / Alimony Income:*
Co-Borrower Child Support / Alimony Income:*

Co-Borrower Unemployment Income:*
Co-Borrower Unemployment Income:*

Co-Borrower Rental Property Income:*
Co-Borrower Rental Property Income:*

Co-Borrower Other Income 1:*
Co-Borrower Other Income 1:*

Co-Borrower Other Income 2:*
Co-Borrower Other Income 2:*

Primary Borrower Employer:*
Primary Borrower Employer:*

Primary Borrower Employment Status:*
Primary Borrower Employment Status:*

Primary Borrower Months at Job:*
Primary Borrower Months at Job:*

Co-Borrower Employer:*
Co-Borrower Employer:*

Co-Borrower Employment Status:*
Co-Borrower Employment Status:*

Co-Borrower Months at Job:*
Co-Borrower Months at Job:*

Annual Property Taxes:*
Annual Property Taxes:*

Annual Home Owners Insurance:*
Annual Home Owners Insurance:*

Monthly H.O.A. Fees:*
Monthly H.O.A. Fees:*

Monthly Mortgage Insurance Premiums (FHA / PMI):*
Monthly Mortgage Insurance Premiums (FHA / PMI):*

Total Other Mortgages Monthly Payment:*
Total Other Mortgages Monthly Payment:*

Total Monthly Credit Cards / Unsecured Loans Payment:*
Total Monthly Credit Cards / Unsecured Loans Payment:*

Total Monthly Car Loans Payment:*
Total Monthly Car Loans Payment:*

Monthly Child Support / Alimony Payment:*
Monthly Child Support / Alimony Payment:*

Monthly Auto Insurance Payment:*
Monthly Auto Insurance Payment:*

Monthly Medical / Doctor / Pharmaceutical Expenses:*
Monthly Medical / Doctor / Pharmaceutical Expenses:*

Monthly Health / Dental Insurance Payment:*
Monthly Health / Dental Insurance Payment:*

Monthly Life Insurance Payment:*
Monthly Life Insurance Payment:*

Monthly Cell Phone Expense:*
Monthly Cell Phone Expense:*

Monthly Student Loan Payments:*
Monthly Student Loan Payments:*

Total Monthly Other Loan Payments:*
Total Monthly Other Loan Payments:*

Monthly Tuition Expense:*
Monthly Tuition Expense:*

Monthly Internet Expense:*
Monthly Internet Expense:*

Monthly Other Phone Expense:*
Monthly Other Phone Expense:*

Monthly Gas / Heating Bill:*
Monthly Gas / Heating Bill:*

Monthly Electric Bill:*
Monthly Electric Bill:*

Monthly Trash / Sewer Bill:*
Monthly Trash / Sewer Bill:*

Monthly Food Expense:*
Monthly Food Expense:*

Monthly Water Bill:*
Monthly Water Bill:*

Monthly Transportation / Fuel / Maintenance / Repair / Parking Expense:*
Monthly Transportation / Fuel / Maintenance / Repair / Parking Expense:*

Monthly Cable/Satellite TV:*
Monthly Cable/Satellite TV:*

Monthly Clothing Expense:*
Monthly Clothing Expense:*

Monthly Child Care Expense:*
Monthly Child Care Expense:*

Total Other Monthly Expenses:*
Total Other Monthly Expenses:*

Other Real Estate Property Address:*
Other Real Estate Property Address:*

Type of Property:*
Type of Property:*

Balance Owed:*
Balance Owed:*

Amount of Leins:*
Amount of Leins:*

Monthly Gross Rental Income:*
Monthly Gross Rental Income:*

Monthly Total Mortgage Payments:*
Monthly Total Mortgage Payments:*

Monthly Property Insurance / Taxes / Misc Expenses:*
Monthly Property Insurance / Taxes / Misc Expenses:*

Primary Borrower Checking Balance:*
Primary Borrower Checking Balance:*

Primary Borrower Savings Balance:*
Primary Borrower Savings Balance:*

Primary Borrower Money Market Acct Balance:*
Primary Borrower Money Market Acct Balance:*

Primary Borrower IRA / 401K / KEOGH Balance:*
Primary Borrower IRA / 401K / KEOGH Balance:*

Primary Borrower Cash Value of Life Insurance:*
Primary Borrower Cash Value of Life Insurance:*

Primary Borrower Other Liquid Assets:*
Primary Borrower Other Liquid Assets:*

Co-Borrower Checking Balance:*
Co-Borrower Checking Balance:*

Co-Borrower Savings Balance:*
Co-Borrower Savings Balance:*

Co-Borrower Money Market Acct Balance:*
Co-Borrower Money Market Acct Balance:*

Co-Borrower IRA / 401K / KEOGH Balance:*
Co-Borrower IRA / 401K / KEOGH Balance:*

Co-Borrower Cash Value of Life Insurance:*
Co-Borrower Cash Value of Life Insurance:*

Co-Borrower Other Liquid Assets:*
Co-Borrower Other Liquid Assets:*

Primary Residence 1st Lien Ammount:*
Primary Residence 1st Lien Ammount:*

Primary Residence 2nd Lien Amount:*
Primary Residence 2nd Lien Amount:*

Total Other Property Value:*
Total Other Property Value:*

Automobile 1 Value:*
Automobile 1 Value:*

Automobile 2 Value:*
Automobile 2 Value:*

Other Asset 1 Value:*
Other Asset 1 Value:*

Other Asset 2 Value:*
Other Asset 2 Value:*

Other Asset 3 Value:*
Other Asset 3 Value:*

Other Asset 4 Value:*
Other Asset 4 Value:*

Check All Hardships That Apply:*
Check All Hardships That Apply:*

	Accident
	Auto Repairs
	Job Relocation
	Housing Repairs
	Incarceration
	IRS Taxes
	State Taxes
	Reduced Income
	Divorce
	Failed Business
	Military
	Marital Separation
	Over Extended Credit
	Rate Adjustment
	Unemployment
	Depreciating Assets
	Death
	Unexpected Expense
	Natural / Man Made Disaster

Explain Hardship:*
Explain Hardship:*

Please enter the word that you see below.

br>
Return to Top of Hardship Loan Modification - Do You Qualify?

The Mortgage Loan Modification Blog
The Mortgage Loan Modification Blog - Find out what's new at Mortgage Loan Modification Answers, stay up to date with the latest developments in Residential and Commercial Mortgage Loan Modification and Government Mortgage Assistance.

Mortgage Loan Modification Myths Exposed
There are many Mortgage Loan Modification myths floating around. Get the facts. More homeowners qualify for a loan modification than lenders are letting on. Are you one of them?

What Is Mortgage Modification?
Find out what Mortgage Modification is, what it can do, how it can benefit you, what happens when it does not and what to do, plus how to do Mortgage Loan Modification from a position of power. There is Hope for Homeowners. Something can be done about it!

How Does Mortgage Loan Modification Work? Part 1
Mortgage Loan Modification is simple, but you need to understand what it is and how it works so you are in better control of the outcome. How do you know if your lender is pulling the wool over your eyes?

How Does Mortgage Loan Modification Work? Part 2
In Part 2 we go into examples of How Does Mortgage Loan Modification Work? Covering what your lender looks at before modifying your mortgage loan and what your lender requires.

Ask Your Mortgage Loan Modification Questions - Get Answers
Get answers to your own Mortgage Loan Modification questions. See what other visitors have asked and their answers. What do you want to know or need help with? Got a situation you need help with? Just Ask.

DIY Loan Modification Kit
Are you looking for a DIY Loan Modification Kit that will walk you through the entire process of modifying you loan? Then read on.

What Is Loss Mitigation?
Get answers to Loss Mitigation questions - what is loss mitigation, what is the loan loss mitigation process and how you can benefit from the process.

Find out if you qualify for HOPE For Homeowners, Government Mortgage Assistance or a loan modification from your lender Find out if you qualify for the Making Home Affordable Programs. Whether just curious if you are eligible for Government Mortgage Assistance or you need government help to stop foreclosure right now, complete the form to see what mortgage loan modification you qualify for.

HOPE For Homeowners H4H - Short Refinance
This Government help to stop foreclosure is a short refinance that includes principal reduction and a new option that makes a short refinance more attractive to lenders/investors

Mortgage Foreclosure Questions and Fighting Back Effectively
Help for the homeowner who is fighting to save their home from the mortgage foreclosure process. There is HOPE for homeowners. Something can be done about it!

Loan Modification Answers Site Map
Looking for something in particular you can not find? Visit Loan Modification Answers Site Map for a list of all articles and visitor questions and answers.

Mortgage Loan Modification Expert Contact Page
I always enjoy helping people. You are welcome to send me any questions, concerns or comments about your own Mortgage Loan Modification. You can even contact me if you just want some help.

Legal Notices
Mortgage-Modification-Answers.com Legal Notices on Privacy Policy and Disclaimer

Loan Modification Home
Get real answers to the real questions on mortgage loan modification, government mortgage assistance, government help to stop foreclosure and other loan modification and foreclosure questions. Do I qualify for a loan modification? Can I save my home?

Loan Modification Home | Mortgage Modifications | Loan Modification calculator
Ask Modification Questions | Loss Mitigation | Short Refinance
Mortgage Foreclosure Questions | Contact | Legal Notices | Site Map
The Home Mortgage Loan Modification Blog | DIY Loan Modification Kit
Pre-Qualify for FasTrac Hardship Loan Modification

Home And Commercial Modification Help Nation Wide
Offices Locations: Missoula Montana - MT and Los Angeles California - LA CA

Hardship Loan Modification Do You Qualify?

by Loan Modification Expert - Dan North

FasTrac Hardship Loan Modification Is Easy:

FasTrac Hardship Loan Modifications With Most Lenders In As Little As 30 Days

Hardship Loan Modification
Do You Qualify?