BOA Bought My Mortgage But Is Not Honoring The Approved Modification
by Luis
(Seattle, Washington USA)
Two years ago, I filed for a mortgage modification through Wilshire Credit Corporation, and was accepted. I made all trial payments and then the loan was purchased by Bank of America last year. Wilshire assured me that the modification would transfer smoothly, but then BOA started sending me default notices almost immediately. When I contacted Bank of America, they kept giving BS answers such as “the trial payments were late” or “not owner-occupied” and although I sent multiple faxes to disprove these accusations, they were conveniently “lost” at least 4 times.
Bank of America Mortgage Loan Modification Answer:
by B of A Mortgage Loan Modification Expert - Dan North 
It is not unusual that a lender attempt to change an approved loan modification agreement. See article Wells Fargo Said They Made A Mistake.Send Bank Of America A Copy Of
Signed Loan Modification Agreement
Send a copy of the signed loan modification agreement that you have with Wilshire Credit Corp and state that they need to comply with this legally binding mortgage contract. Send copies to BOA CEO, BOA Legal Dept and BOA Public Relations Dept. Send copies of the complaints as wellFile Complaints on Bank Of America
You should file complaints on Bank of America with the Comptroller of the Currency Administrator of National Banks on-line Complaint Form the Washington State Attorney General's Office and on the FTC on-line complaint form. Report BOA to the HAMP Escalation (see directions in article Loan Modification Process With Chase Is Taking Too Long...).Additional Foreclosure Help For
Washington Home Owners
In Washington, if you need an attorney, contact the Home Foreclosure Legal Aid Project Hotline at 1-877-894-HOME (4463) they may help by providing legal pressure. Apply for a property tax exemption or deferral. Bank of America has opened a Mortgage Customer Service Center in Seattle, if you'd like to talk to a Bank of America representative in person about your mortgage call 1.206.358.4338 to schedule an appointment. Additional Foreclosure Help For Home Owners In Other States:
Avoiding Foreclosure--Resources in Your StateHardest Hit Funds
Related BofA Modification Questions & Answers:
- I Have An Approved Loan Mod But B Of A Is Urging Me To Re-apply For HAMP
- B of A Loan - But Serviced By Chase
- Bank Of America Loan Modification Problems
- Upsidedown Mortgage With Bank Of America - Please Help!
- 2-1/2 Year BofA Loan Modification Nightmare! So Far...
See previous visitor comments.
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